Office of Insurance and Safety Fire CommissionerRalph T. Hudgens
Commissioner
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Limited-Risk Entities Division
2 Martin Luther King, Jr. Drive
Suite 707, West Tower
Atlanta, Georgia 30334
Telephone – 404-232-1489
Toll Free: 800-656-2298
Between 8:00 AM and 5:00 PM

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Limited Risk Entities


The Limited-Risk Entities Division regulates (1) a growing and constantly evolving community of niche market insurance entities that bear little to no risk, and (2) certain risk-bearing entities that fall outside of the traditional insurance company framework.  Each of the these limited-risk or non-traditional entities are licensed/registered by the Department and require continual regulatory oversight:
 

Automobile Self-Insurers Entities Issuing Charitable Gift Annuities
Farmers' Mutual Fire Insurance Companies Continuing Care Providers and Facilities
Third Party Administrators Exempted Third Party Administrators
Health Plan Purchasing Cooperatives Life Settlement Providers
Managing General Agents Pharmacy Benefits Managers
Premium Finance Companies Prepaid Legal Services Plan Sponsors
Reinsurance Intermediaries Rental Preferred Provider Networks
Vehicle Protection Product Warrantors Risk Retention Groups (Foreign)
Risk Purchasing Groups


For any questions or concerns you may have regarding limited-risk entities, please feel free to contact us at 404-232-1489 or by email at limitedrisk@oci.ga.gov.

If you are submitting documents that include payments, please send the submissions to one of the following addresses:
 

STANDARD MAIL
Georgia Insurance Department
ATTN: Limited-Risk Entities Division
P.O. Box 935138
Atlanta, Georgia 31193-5138

 
OVERNIGHT MAIL OR BY COURIER
Wells Fargo 
Georgia Insurance Department
ATTN: Limited-Risk Entities Division
Lockbox # 935138
3585 Atlanta Ave
Hapeville, Georgia 30354

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