Office of Insurance and Safety Fire CommissionerJohn F. King
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How to Report Suspected Insurance Fraud

Consumer Reporting

Consumers wishing to report suspected insurance fraud may do so by calling the Fraud Unit of the Office of Commissioner of Insurance, at 800-656-2298.

Insurance Industry Reporting

In an effort to streamline reporting of false or fraudulent claims and for the purpose of initiating proactive antifraud efforts, the Georgia Insurance and Safety Fire Commissioner’s Office has developed an on-line fraud reporting system utilizing the National Association of Insurance Commissioners’ (NAIC) On-Line Fraud Reporting System (OFRS). 

Pursuant to O.C.G.A. §33-1-16(f) all licensed insurance carriers in Georgia shall report all incidences of insurance fraud and suspected incidents of insurance fraud through the OFRS beginning August 1, 2008. The OFRS website provides both a central location for data storage and a repository for all fraudulent related material which occurs in the state of Georgia. OFRS provides direct secure access by the company to input critical information on-line.  Information obtained through OFRS reporting will be accessible to the state insurance departments and will be searchable or accessible to their authorized users.

All licensed carriers will be required to have an ID and password to enter the NAIC OFRS portal. Carriers should coordinate their access through the NAIC OFRS Portal.

Active participation is required to insure the Department develops adequate resources to address the needs of the carriers and the general public.

Please direct any questions or correspondence concerning Fraud Reporting to the Office of Commissioner of Insurance, Fraud Investigation Division, 616 West Tower, Floyd Building, 2 Martin Luther King, Jr. Drive, Atlanta, Georgia, 30334; (404) 640-0454.

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