Office of Insurance and Safety Fire CommissionerRalph T. Hudgens
Commissioner
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Public Information Division
2 Martin Luther King, Jr. Drive
West Tower, Suite 708
Atlanta, Georgia 30334

Telephone: 404-656-2060
Toll Free: 800-656-2298
Between 8:00 AM and 5:00 PM

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Limited Risk Entities

The Georgia Insurance and Safety Fire Commissioners office also regulates a large population of entities that are considered non-risk bearing. These companies include, but are not limited to: Third Party Administrators, Life Settlement Providers, Premium Finance Companies, Prepaid Legal Services Sponsors, Risk Retention and Purchasing Companies, Continuing Care Retirement Communities and Vehicle Protection Warrantors.

These entities, while they fall outside the traditional insurance company framework are similarly regulated. The Non-Traditional Section is responsible for licensing and compliance of these companies. This section has recovered in excess of $400,000 in fines and placed many companies that have done business without proper licensure on probation.

The Non-Traditional Companies represent a growing and constantly evolving community of niche market insurance entities and require constant and persistent oversight by the Department of Insurance.

ATTENTION: TO ALL NEW APPLICANTS - EFFECTIVE 1/1/2012. In accordance with state law, beginning January 1, 2012, the Office of Insurance and Safety Fire Commissioner will be changing its procedures regarding the verification of lawful presence of persons applying for all licenses, permits, registrations and certificates. Please click HERE for more information.


Effective August 30, 2010, the Office of Insurance and Safety Fire changed the address for mailing in filings with payments. The new payment mailing address is:

  • Georgia Department of Insurance
  • P.O. Box 935138
  • Atlanta, GA 31193-5138
Please Note: Customers who wish to send payments via overnight courier should use this address:
  • Wells Fargo 
  • [Company Type]  (like Premium Finance, Third Party Administrators, etc...)
  • Lockbox # 935138
  • 3585 Atlanta Ave
  • Hapeville, GA 30354

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