Office of Insurance and Safety Fire CommissionerRalph T. Hudgens
Commissioner
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 Contact us  Two Martin Luther King, Jr. Drive
West Tower, Suite 902
Atlanta, Georgia 30334
Main Telephone: 404-656-4449
Toll Free: 800-656-2298
Fax: 404-657-7679




Property and Casualty

The primary responsibility of the Property and Casualty Division is to ensure that all property and casualty insurance rates, rules, and forms used in Georgia comply with state law.

All property and casualty insurers licensed to operate in Georgia must file all their premium rates, underwriting rules, and policy forms with the Property and Casualty Division.

Each year the Property and Casualty Division receives an average of 500 rate and rule filings per month from insurance companies, self-insured trust funds, or rating organizations. Rate filings are evaluated to determine if they meet Georgia’s legal standards prohibiting rates that are excessive, inadequate, or unfairly discriminatory.

Effective August 30, 2010, the Office of Insurance and Safety Fire, Property and Casualty Division, changed the address for mailing in filings with payments. The new payment mailing address is:
  • Georgia Department of Insurance
  • P.O. Box 935138
  • Atlanta, GA 31193-5138
Please Note: Property and Casualty customers who wish to send payments via overnight courier should use this address:
  • Wells Fargo
  • Property and Casualty Division
  • Lockbox # 935138
  • 3585 Atlanta Ave
  • Hapeville, GA 30354
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