Office of Insurance and Safety Fire CommissionerRalph T. Hudgens
Commissioner
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Ga. Industrial Loan Division
2 Martin Luther King Jr., Drive
West Tower, Suite 720
Atlanta, GA 30334

Phone: (404) 656-2078
Toll Free: 800-656-2298
Fax: (770)408-5935
Between 8:00 AM and 5:00 PM

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Industrial Loan

The Industrial Loan Division is responsible for licensing and regulating the small loan industry under the provisions of the Georgia Industrial Loan Act. This statute limits loan amounts to consumers not to exceed $3000 and a period not greater than 36 months, and 15 days.

The State of Georgia licenses more than 1,000 Industrial Loan offices and conducts on-site audits to ensure compliance with applicable laws and regulation

ATTENTION: Auto Club Best Practices.

ATTENTION: TO ALL NEW APPLICANTS - EFFECTIVE 1/1/2012. In accordance with state law, beginning January 1, 2012, the Office of Insurance and Safety Fire Commissioner will be changing its procedures regarding the verification of lawful presence of persons applying for all licenses, permits, registrations and certificates. Please click HERE for more information.

Effective March 12, 2014, the ONLY address for mailing in filings with payments to the Office of Insurance and Safety Fire Commissioner, Industrial Loan Division, is:

  • Georgia Department of Insurance
  • P.O. Box 935138
  • Atlanta, GA 31193-5138
Please Note: Industrial Loan customers who wish to send payments via overnight courier should use this address:
  • Wells Fargo 
  • Industrial Loan Division
  • Lockbox # 935138
  • 3585 Atlanta Ave
  • Hapeville, GA 30354

All Payments (except EFT, ACH or Portal Payments):
Monthly Loan Tax Report
Quarterly Insurance and Loan Report
Loan License Renewal

Make remittance payable to:  Ralph T. Hudgens, Industrial Loan Commissioner,  at the above address

Attach check to correct form and mail to address above.
Industrial Loan License # MUST be on every check.
Do not send a voucher.
Do not send extra copies by mail or fax to the Industrial Loan Division.
The date received at the Bank/Drop Box is the date a payment is recorded as received by the Industrial Loan Division.

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