Office of Insurance and Safety Fire CommissionerRalph T. Hudgens
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Fraud Division – Fraud Unit
2 Martin Luther King Jr. Drive
West Tower, Suite 616
Atlanta, Georgia 30334

Telephone: 404-232-1575
Toll Free: 800-656-2298
Fax: 404-657-9831
Between 08:00 AM – 4:45 PM



The Georgia Insurance and Safety Fire Commissioner's Fraud Investigation Division investigates violations of Georgia statutes related to insurance fraud. The division receives requests from property and casualty companies, health care providers, life insurers and other insurance providers, consumer and departmental complaints, and through local, state, and federal authorities. 

The Insurance Commissioner employs sworn law enforcement officers, certified by Georgia Peace Officer Standards and Training Council. As Special Agents in the Fraud division, these officers have the power to execute arrest warrants and search warrants for criminal violations; serve subpoenas issued for examinations; investigate and determine if offenses have occurred. 

Administrative assistance is also provided to enforcement attorneys upon request for review of potential violations of Georgia law involving agents, adjusters, unlicensed companies and insurance carriers. 

Subsequent to the investigation, Special Agents within the department have the power to make arrests for violations of Georgia’s insurance fraud statutes. 

A person convicted of insurance fraud shall be guilty of a felony and shall be punished by imprisonment for not less than two nor more than ten years, or by a fine, of not more than $10,000.00, or both. 

Cases are received and reviewed based on criteria developed by the department. The cases assigned to criminal investigators are evaluated, reviewed and developed for prosecution. Individuals violating the state fraud statutes are arrested and are subject to prosecution both at a state and federal level. 

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